Some reported recent SCAMs

First

This is very clever. `I would probably fall for it if not warned.
Give this wide distribution. This scam is actually very clever. Just
when you thought you'd heard it all. Be very careful out there!
Beware of people gifts.

The following is a recounting of the incident from the victim:

Wednesday a week ago, I had a phone call from someone saying that he
was from some outfit called: "Express Couriers," (The name could be
any courier company). He asked if I was going to be home because
there was a package for me that required a signature.

The caller said that the delivery would arrive at my home in roughly
an hour. Sure enough, about an hour later, a uniformed delivery man
turned up with a beautiful basket of flowers and a bottle of wine. I
was very surprised since there was no special occasion or holiday, and
I certainly didn't expect anything like it. Intrigued, I inquired as
to who the sender was.

The courier replied, "I don't know, I'm only delivering the package."

Apparently, a greeting card was being sent separately. (The card has
never arrived!) There was also a consignment note with the gift.

He then went on to explain that because the gift contained alcohol,
there was a $3.50 "delivery/ verification charge," providing proof
that he had actually delivered the package to an adult (of legal
drinking age), and not just left it on the doorstep where it could be stolen or
taken by anyone, especially a minor.

This sounded logical and I offered to pay him cash. He then said that
the delivery company required payment to be by credit or debit card
only, so that everything is properly accounted for, and this would
help in keeping a legal record of the transaction.

He added, "Couriers don't carry cash to avoid loss or likely targets
for robbery."

My husband, who by this time was standing beside me, pulled out his
credit card, and 'John,' the "delivery man," asked him to swipe the
card on a small mobile card machine with a small screen and keypad.
Frank, my husband, was asked to enter his PIN number and a receipt was
printed out. He was given a copy of the transaction.

The guy said everything was in order, and wished us good day.

To our horrible surprise, between Thursday and the following Monday,
$4,000 had been charged/withdrawn from our credit/debit account at
various ATM machines.

Apparently the "mobile credit card machine," which the deliveryman
carried now had all the info necessary to create a "dummy" card with
all our card details including the PIN number.

Upon finding out about the illegal transactions on our card, we
immediately notified the bank which issued us a new card, and our
credit/debit account was closed.

We also personally went to the Police, where it was confirmed that it
is definitely a scam because several households had been similarly
hit.

WARNING: Be wary of accepting any "surprise gift or package," which
you neither expected nor personally ordered, especially if it involves
any kind of payment as a condition of receiving the gift or package.
Also, never accept anything If you do not personally know or there is
no proper identification of who the sender is.

Above all, the only time you should give out any personal credit/debit
card information is when you yourself initiated the purchase or
transaction!

Second

 This one involves card-less ATMs. Some banks now their customers the ability to use ATMs with a smart phone in addition to the ATM card. Usually preceded by a call from your bank detailing a problem that needs you attention. If you duly provide the account information, the criminals use those bank credentials to log into the bank with your account, add a phone number, then use the card-less ATM access to withdraw funds.

Third

 This was covered in another post. The bank calls, using the Caller ID on your bank card so it will appear to be your bank. Good English and grammar is used. A reported problem, your card was used recently at a remote location. Do you still have possession of your card? You do. Can you verify for the bank the card number?  Can you verify for the bank the expiration date?  The security code? 

 We value you as a customer and will express deliver a replacement card. To process the card the bank needs your account password and/or your PIN. This will save you the valued customer time as your PIN will be preset ready for your use. Again, criminals have all the information they need to withdraw your funds.

 Banks and financial institutions have millions of customers. Anyone who supplies those credentials for you account will fulfill the request. Protect those credentials. For ANY unsolicited request for those credentials, call the bank directly. Do NOT click on a link, do NOT enter info into an unsolicited pop-up or WEB page. Contact the bank at a known good phone number.